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Top 37 Web Payment Gateways and Processors
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Top 37 Web Payment Gateways and Processors

E-Commerce has revolutionized the way of doing business across the globe thanks to the ever-evolving technology. But advancement in technology also comes with its challenges.

The challenges are more so felt if there is a transaction involved. It can be a nightmare to process payment online if you don’t have the right solutions in place.

Software providers have endeavoured to provide web payment gateways and processors solution to ease online transactions. The system not only makes it easy to transact online but it also cautions users against attacks from fraudsters.

The payment gateway is provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. The payment gateway can be provided by a bank to its customers, and specialized financial service providers also provide it as a separate service.

The payment gateway facilitates a payment transaction by the transfer of information between a payment portal such as a website, mobile phone or interactive voice response service and the front end processor or acquiring bank. Web Payment Gateways supports multiple payment types and connects a seller's digital store to the seller's merchant bank or to the seller's payment service provider and to other processors or payment authorizers, based on the type of payments.

What are the Top Web Payment Gateways and Processors: National Processing, Alipay, Adyen, SafeCharge, CyberSource, Worldline, Shift4, Computop, allpago, SecureNet, Chase Paymentech, BlueSnap, Paymetric, ACI Worldwide, TSYS, Electronic Payment Exchange, Paymentwall, Merchant Link, Worldpay, Heartland Payment Systems, N&TS Group, Vantiv, Acculynk, Authorize.Net, Delego, Elavon, Limonetik, BluePay, First Data, Verifone, Square, Stripe, Flagship Merchant Services, Global Payments, Total Merchant Services, Ingenico are some of the top Web Payment Gateways and Processors.

What are Web Payment Gateways and Processors?

Web payment gateway and processor is a merchant service used as a third party to authorize credit card transactions. The system works in conjunction with credit card processors whereby it alerts the processor on any credit card transactions. Once the transaction has been completed, it goes ahead to inform you that a transaction has been authorized from your credit card processor. Some payment gateways further add tax charges as well as screen for fraud.

So far, a payment gateway is viewed as the most trusted form of online payment, but there are still concerns whether it’s fully secure. Some loopholes may arise during the process, but the best way to counter that is to look for an appropriate system that will meet your needs as well as those of your customers.

  • Ease of transaction: Good system should be able to process payment transaction within the shortest time as well as secure credit card authorization within seconds. The system should also guarantee the credit of the cash into your account faster. Ensure that your payment solution aligns well with the timelines of the online business and reduces the chances of failure and losses and can also integrate easily with other systems.
  • Reporting features: Any business requires reports of the various transactions carried. It is essential to have a solution that can generate reports quickly. You may need a detailed summary of all the costs incurred while transacting or you may need to know how much commission you have earned if you are a reseller. A good system should be able to generate all these reports or any other report that you may be interested in.
  • Security features: Any online transaction is prone to fraud thus it is crucial to ensure the system can quickly detect any unauthorized or suspicious activity before full execution. Features such as guaranteed authenticity, data security, effective fraud detection, and prevention tools, multi-currency payment processing platforms should be part and parcel of security features of your system.
  • Settlement and reconciliation:  Customers need a robust system that can settle transactions in real time. Delayed and unsatisfactory settlements are a recipe for poor customer experience, and it may end up straining the relationship between the customers and the online service provider. Most consumers prefer immediate payment services as well as express and turbo checkouts. Thus, it is essential for the payment gateway services to process the transactions with the highest degree of accuracy. This not only saves consumers time but it also ensures there is data security.
  • Invoicing capabilities: To streamline your payment process as well as reduce reliance on other platforms, settle for a solution that has in-built-in invoice capabilities.
Web Payment Gateways and Processors

Web Payment Gateways and Processors

Top Web Payment Gateways and Processors

National Processing, Alipay, Adyen, SafeCharge, CyberSource, Worldline, Shift4, Computop, allpago, SecureNet, Chase Paymentech, BlueSnap, Paymetric, ACI Worldwide, TSYS, Electronic Payment Exchange, Paymentwall, Merchant Link, Worldpay, Heartland Payment Systems, N&TS Group, Vantiv, Acculynk, Authorize.Net, Delego, Elavon, Limonetik, BluePay, First Data, Verifone, Square, Stripe, Flagship Merchant Services, Global Payments, Total Merchant Services, Ingenico are some of the top Web Payment Gateways and Processors.
Top Web Payment Gateways and Processors
PAT Index™
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
1

National Processing

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National Processing
National Processing

National processing is a payment processing software that offers simple and transparent payment processing solutions. The program offers four main features which come as equipment for the users. The four equipment include Clover Go, Clover Flex, Clover Mini, and Clover Station. The Clover Go equipment is the program’s cheapest terminal offering. It allows users to use it right from their IOS phone or android. Nevertheless, Clover Go allows you to synch with other clover devices, take payments anywhere with your phone, and see your entire transaction history right from the app. The Clover Flex feature provides you with an all…

Overview
Features

• Sync with other clover devices
• Take payments anywhere with your phone
• Track your inventory easily with categories, labels, modifiers, and variants
• Login from any internet connected device to see how sales are going
• Set up items, categories, and modifiers – Inventory management
• Setup employee logins and access permissions
• Access your sales, refunds, deposits, and reports from anywhere

Price

Best for small to medium businesses
• Restaurant - $10/mo + interchange (transactions cost 0.15% + $0.07) Volume limit monthly -$75,000
• Retail - $10/mo + interchange (transaction cost 0.20% + $0.10) Volume limit monthly - $75,000
• ECommerce - $10/mo + interchange (transaction cost 0.30% + $0.15) Volume limit monthly - $75,000
Best for Larger businesses
• $200K/mo - $59/mo + interchange (transaction cost 0% + $0.09) Volume limit monthly - $200,00
• $200K/mo - $199/mo + interchange (transaction cost 0% + $0.05) Volume limit monthly - Unlimited

What is best?

• Track your inventory easily with categories, labels, modifiers, and variants
• Login from any internet connected device to see how sales are going
• Set up items, categories, and modifiers – Inventory management

What are the benefits?

• A fully featured point of sale to make running your business easy
• An all in one POS that supports accessories like kitchen printer, barcode scanner
• All in one solution that can replace your register, receipt printer, and dumb terminal

Bottom Line

National processing is a payment processing software that offers four main features which include Clover Go, Clover Flex, Clover Mini, and Clover Station allowing users to carry out simple and transparent payment processing solutions.

7.6
Editor Rating
7.2
Aggregated User Rating
2 ratings
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National Processing

2

Alipay

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Alipay is a payment service that brings the world’s consumers and business together. It offers a real time payment solution to Chinese buyers who will purchase products or services from merchants ’website and make a payment in RMB. Alipay will deduct the payment from the buyers’ account in real-time. Alipay also collects payment (RMB) from shoppers to BUY foreign currency, and will then remit the sum to receiving bank account of merchants in settlement. At the moment, Alipay supports settlement for 12 foreign currencies.Use Alipay’s Cross-border Mobile Payment to enjoy shopping through mobile phones. Some of the features include stable…

Overview
Features

•Website Payment
•Mobile Payment
•Transact from Chinese Buyers
•Supports 12 Foreign Currencies

Price

Contact for Pricing

What is best?

•Website Payment
•Mobile Payment
•Transact from Chinese Buyers

Bottom Line

Alipay is a payment service that brings the world’s consumers and business together. It offers a real time payment solution to Chinese buyers who will purchase products or services from merchants ’website and make a payment in RMB. Alipay will deduct the payment from the buyers’ account in real-time.

9.5
Editor Rating
7.3
Aggregated User Rating
20 ratings
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Alipay

3

Adyen

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Adyen is a technology company that provides businesses with a single solution to accept payments anywhere in the world - online, in-app, and at the point of sale. Adyen, replace multiple suppliers for gateway, risk, and acquiring, with one single solution, enabling you to streamline your operations and reduce costs. The Adyen payments platform provides businesses with a single solution to accept payments anywhere in the world. Built in-house, it is an end-to-end infrastructure connecting you directly to Visa, MasterCard, and 250 other payment methods, delivering frictionless payments across online, mobile, and in store. Adyen users can get paid online,…

Overview
Features

•One Smart System for All Payments
•Apple Pay
•Android Pay
•Built-in Risk Management Solution
•RevenueAccelerate

Price

•Monthly Transactions - Fee Per Transaction
0 - 1,000 - 0.100
1,001- 5,000 - 0.095
5,001- 25,000 - 0.090
25,001- 125,000 - 0.085
125,001+ - 0.080

What is best?

•One Smart System for All Payments
•Apple Pay
•Android Pay

Bottom Line

Adyen can process all your payments in one system, so you can see what's going on in your stores, your mobile app and online, in a single dashboard.

8.3
Editor Rating
7.3
Aggregated User Rating
7 ratings
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Adyen

4

SafeCharge

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Safecharge International Group is a global provider of payment services, advanced technologies, and risk management solutions for online mobile businesses and mobile payment solutions. It provides innovative technologies and services for simplification of mobile payments and increases the performance of each merchant checkout flow. The advanced technology of Safecharge simplifies and secures the payment process of merchants and by utilizing the safecharge’s personalized checkout solution, cashier solution, merchants can personalize their payment pages, present preferred languages and currencies, and utilizing additional features. Safecharge has advanced solutions and features that are designed for each industry accommodated by this platform. This platform…

Overview
Features

•Use simple integration for payment services.
•Use risk profiling for payment services.
•Checkout process
•Multicurrency and language support

Price

Contact for Pricing

What is best?

•Use simple integration for payment services.
•Use risk profiling for payment services.
•Checkout process

Bottom Line

SafeCharge enables merchants to simplify and secure their payments process. By utilizing SafeCharge’s advanced personalized check-out solution, the award-winning Cashier solution, merchants are able to personalize the “look and feel” of their payment page, present preferred languages and currencies, perform A/B testing and utilize additional features.

7.7
Editor Rating
8.9
Aggregated User Rating
4 ratings
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SafeCharge

5

CyberSource

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The CyberSource platform enables merchants to accept and manage payments, mitigate fraud, and secure their payment data.The platform accepts payments across mobile, web, call center, and POS sales channels, worldwide. Payment methods: cards, digital wallets, instant checkout, bank transfers, direct debits and alternative payments. Users can process one-time, recurring, and installment payments. However, the platform’s capabilities may vary by country.Organizations can also use CyberSource Secure Acceptance and CyberSource Tokenization services to process payments and refunds without handling or storing payment data.Businesses can now manage fraud with the CyberSource Decision Manager system, featuring the World’s Largest Fraud Detection Radar. Fraud analysts…

Overview
Features

•Secure
•Proven
•Worldwide
•Visa-certified

Price

Contact for Pricing

What is best?

•Secure
•Proven
•Worldwide

Bottom Line

The CyberSource gateway connects to approximately 100 acquirers and processors in over 190 countries and territories so you can process digital payments anytime, anywhere, in multiple currencies.

7.8
Editor Rating
8.3
Aggregated User Rating
2 ratings
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CyberSource

6

Worldline

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Worldline is an online payment gateway that gives online payment processing services. Worldline Internet Payment solution built from scratch in India is a payment processor meant for the unique needs of emerging economies. Worldline’s payment platform gives safe, quick, and efficient payment processing system. Worldline delivers new-generation services, enabling its customers to offer smooth and innovative solutions to the end consumer. Worldline offers a unique and flexible business model built around a global and growing portfolio, and thus enabling end-to-end support. Worldline delivers a range of end-to-end services with innovative solutions that combined with the partners of this platform. It…

Overview
Features

•Use end-to-end services with innovative solutions.
•Leveraging the customer engagement.
•Use Industrial payment processing.
•Enabling strategic digital transformation.
•Use PCI-DSS compliance.
•Easy to use.

Price

Contact for Pricing

What is best?

•Use end-to-end services with innovative solutions.
•Leveraging the customer engagement.
•Use Industrial payment processing.

Bottom Line

Worldline covers the multichannel and centralized payment acceptance for both remote and face-to-face payments for merchants & banks.

7.7
Editor Rating
5.2
Aggregated User Rating
7 ratings
You have rated this

Worldline

7

Shift4

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Shift4, is a leading developer of enterprise payment solutions, provides powerful, Web-based applications that allow merchants to turn their customers' credit, debit, check and gift card transactions into dollars in the bank quickly, accurately, and securely. Shift4's DOLLARS ON THE NET solution provides merchants in virtually every industry with real-time electronic payment authorization, auditing, reporting, and settlement functionality. It provides the access, control, and flexibility required to enable high speed and low cost transactions. Shift4 is the largest and independent payment gateway in North America and also an advocate of merchants that helps the clients keep MSPs, ISOs, and processors…

Overview
Features

•Use DOLLARS ON THE NET payment gateway solutions
•Use SaaS model of DOLLARS ON THE NET
•True tokenization for cardholder data security
•True P2PE that reduces the breach profile by drastically reducing the size of the customer’s card data environment
•Use address verification system.
•Use Security beyond compliance for the protection of customer’s data.

Price

Contact for Pricing

What is best?

•Use DOLLARS ON THE NET payment gateway solutions
•Use SaaS model of DOLLARS ON THE NET
•True tokenization for cardholder data security

Bottom Line

Shift4's DOLLARS ON THE NET solution provides merchants in virtually every industry with real-time electronic payment authorization, auditing, reporting, and settlement functionality. It provides the access, control, and flexibility required to enable high speed and low cost transactions.

7.9
Editor Rating
6.8
Aggregated User Rating
1 rating
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Shift4

8

Computop

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The Computop Paygate platform is a server-based software that provides secure, seamless and compliant payment processing. Paygate provides a complete, single-source payment system with integrated fraud prevention that can be tailored to the needs of each individual merchant. With over 150 payment methods and acquiring banks across the world, the Paygate platform handles all payment transactions for all commerce.Apart from payment processing, Computop Paygate also offers: integrated fraud prevention,150 payment types and credit card acquirers around the world, standardized settlement files for all payment types, allowing automated accounting for the merchant, PCI-DSS solutions, reducing the merchant’s PCI footprint, a token…

Overview
Features

•Secure
•Server-based
•Trusted
•Integrated

Price

Contact for Pricing

What is best?

•Secure
•Server-based
•Trusted

Bottom Line

Computop Paygate allows retailers access to over 150 payment methods and acquirers including all relevant local and international payment options for e-commerce, MOTO, mobile payment and PoS solutions.

7.8
Editor Rating
5.8
Aggregated User Rating
7 ratings
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Computop

9

allpago

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allpago is the leading payment provider for the LATAM region. The company was founded in 2010 by Philipp Bock and is headquartered in Berlin with regional offices in São Paulo, Mexico City and Bogotá and expanding to Chile and Peru. allpago provides merchants with the most relevant payment methods, legal and taxes know-how, local advice and an operation with the highest security standard in the industry, the Level One PCI DSS.allpago offers one-click and recurring payments with real time authorization and enables merchants to capture local LATAM payment processing. allpago makes merchants lives easier by streamlining settlement in the local…

Overview
Features

•Colombian Payment Processing
•Mexican Payment Processing
•Brazilian Payment Processing
•Risk Prevention
•Payment Collection
•E-Commerce Reports

Price

Contact for Pricing

What is best?

•Colombian Payment Processing
•Mexican Payment Processing
•Brazilian Payment Processing

7.8
Editor Rating
8.9
Aggregated User Rating
5 ratings
You have rated this

allpago

10

SecureNet

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The Securenet platform is a software service platform that offers flexible software as a service (SaaS) alarm transport and interactive technologies. Securenet is a leading technology that provides Consulting services, Infrastructure solutions, and the best IT services to the leading companies. Securenet solutions increase productivity and speed of the businesses and meet the customer’s business goal. Securenet provides in-house software service solutions to the customers, at a fraction of the cost.The Securenet solution provides best network services to the customers to build a good relationship with the customers and to suit all the business requirements by understanding their business activities,…

Overview
Features

•Use flexible and cloud based SaaS alarm transport.
•Use all-in-one interactive security, video and home control solution.
•Advanced network supervision
•Use panel sabotage protection.
•Use white label customer web portal for custom branded apps.
•Use smart tech dealer tools for creating and managing accounts.
•Turn-key IoT solutions
•Use detailed report and analytical solutions.

Price

Contact for Pricing

What is best?

•Use flexible and cloud based SaaS alarm transport.
•Use all-in-one interactive security, video and home control solution.
•Advanced network supervision

Bottom Line

The SecureNet platform is fully managed and maintained by our in-house team of support engineers. RESTful APIs enable deep integration with your existing proprietary and 3rd party systems, including CRMs, eCommerce, support and billing platforms.

7.6
Editor Rating
7.1
Aggregated User Rating
3 ratings
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SecureNet

11

Chase Paymentech

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Chase Paymentech comprehensive set of online payment products makes it quick and easy for you to join the e-commerce revolution and let to take advantage of the many benefits of credit and debit card acceptance at the point of sale.Many institutions have chosen Chase Payment Solutions because they can trust these products and technology. Their state-of-the-art, secure payment platforms provide some of the most advanced payment solutions available in the marketplace today, both online and at the point of sale.The solutions provide enterprises with a diversity of solutions that are intended to make point of sale payments easier and more…

Overview
Features

•Secure
•Convenient
•Diversified
•Customized

Price

Contact for Pricing

What is best?

•Secure
•Convenient
•Diversified

Bottom Line

iTerminaL allows you to process payments from your PC or laptop, just as you would with a point-of-sale terminal.

7.9
Editor Rating
8.7
Aggregated User Rating
3 ratings
You have rated this

Chase Paymentech

12

BlueSnap

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BlueSnap is a global payments technology company that optimizes global, mobile checkout and drives higher payment conversions by as much as 40 percent for eCommerce merchants worldwide. The Powered Buy Platform fuels the growth for businesses eager to serve the global consumer and take advantage of the incremental sales opportunities that they represent. Bluesnap is an innovative payment solution that gives enterprises control over their payments and helps them to optimize for higher payment conversions.The platforms’ merchant account is a special bank account that allows merchants to take online payments. It provides users with a merchant account, along with stable…

Overview
Features

•Merchant Account
•Payment Gateway
•Payment Processing
•Virtual Terminal
•World-Class
•Fraud Prevention
•PayPal Integration
•Subscription & Recurring Payments
•Hosted Global Checkout Pages
• Account Management & Dedicated Support
• Plug-ins to eComm Platforms
• Intelligent Payment Routing
• PCI Compliance

Price

•2.9% + 30 cents per successful transactions

What is best?

•World-Class
•Fraud Prevention
•PayPal Integration

Bottom Line

The Powered Buy Platform fuels the growth for businesses eager to serve the global consumer and take advantage of the incremental sales opportunities that they represent.

7.7
Editor Rating
8.6
Aggregated User Rating
1 rating
You have rated this

BlueSnap

13

Paymetric

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Paymetric provides secure and integrated payment solutions for enterprises. Paymetric seamlessly secures and integrates electronic payments with any enterprise payment system. Its PCI compliant cloud solutions are processor-neutral and feature patented tokenization technology for data security.Paymetric, a SAP certified partner, provides integrated cloud solutions to secure and streamline payment acceptance in the SAP enterprise environment. SAP payment processing includes accepting basic electronic payment while ensuring efficiency across multiple systems applications and product components. The SAP certified payment solutions are PCI compliant, processor-neutral and feature patented tokenization technology for open integration and data security.Paymetric’s proprietary tokenization solution securely accepts payments in…

Overview
Features

•SAP Certified Solutions
•Cloud Based
•Multi-Tenant Platform
•Multiple Integration
•Secure Electronic Payment Acceptance
•Secured

Price

Contact for Pricing

What is best?

•SAP Certified Solutions
•Cloud Based
•Multi-Tenant Platform

Bottom Line

The PCI compliant cloud solutions are processor-neutral and feature patented tokenization technology for data security. The world’s most recognized global brands like Lenovo trust Paymetric to streamline and protect sensitive customer cardholder data.

7.8
Editor Rating
8.2
Aggregated User Rating
2 ratings
You have rated this

Paymetric

14

ACI Worldwide

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ACI Worldwide, the Universal Payments company, powers electronic payments and banking for more than 5,100 financial institutions, intermediaries, retailers, billers and processors around the world. It empowers organizations with end-to-end enterprise payment capabilities, accelerating time to market, reducing risk, growing revenues and controlling costs.ACI Worldwide’s UP Retail Payments solution combines the features and functionalities of legacy and next-generation technologies in a coexistence environment. It delivers clear business value and benefits for transforming the user’s payments environment while protecting the investments made in existing systems. The power of the UP Retail Payments solution lies within the UP Framework, built on an…

Overview
Features

•Supports Cardless Transactions
•Easy Integration
•Mobile Banking Capabilities
•Faster Transactions

Price

Contact for Pricing

What is best?

•Supports Cardless Transactions
•Easy Integration
•Mobile Banking Capabilities

Bottom Line

UP Framework orchestrates all aspects of payments processing for any payment type, any channel, any currency and any network. When enhanced with this unique foundation, our solutions provide the ability to invoke and orchestrate reusable business services and support ease of integration with other systems.

7.6
Editor Rating
6.2
Aggregated User Rating
7 ratings
You have rated this

ACI Worldwide

15

TSYS

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TSYS is a credit card processor, merchant acquirer, and bank credit card issuer. TSYS provides payment processing, merchant, and related payment services to financial and nonfinancial institutions in the United States, Europe, Canada, Mexico, and in other parts of the world. TSYS makes payments possible for hundreds of millions of consumers who navigate today’s global marketplace. TSYS makes it possible for millions of buyers and sellers to move money around the world with trust, confidence, and secure services through the support of issuing services, acquiring services, prepaid solutions, and merchant solutions. Issuing services include consumer, credit, debit, healthcare, loyalty, prepaid,…

Overview
Features

•Use merchant solutions.
•Credit card terminals.
•Tablet based POS system.
•Provides Security.
•Use customer service and technical support.

Price

Contact for Pricing

What is best?

•Use merchant solutions.
•Credit card terminals.
•Tablet based POS system.

Bottom Line

TSYS payment solutions empower market-share growth by delivering reliable, adaptable and efficiently managed transaction processing. TSYS enable you to offer market-competitive, end-to-end processing products and solutions that are attractive to small- and mid-sized merchants, while providing the scale and service needed to attract and retain large merchants.

7.7
Editor Rating
6.8
Aggregated User Rating
2 ratings
You have rated this

TSYS

16

Electronic Payment Exchange

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EPX is a secure, fully integrated, international payments platform acting as processor, acquirer, and backend service partner.With cost-effective, fully-integrated solutions that utilize EMV, tokenization and encryption technologies, EPX is one of the only international payment platforms that provides secure end-to-end, PCI-compliant payment processing.EPX has been a pioneer in the payments industry, commercializing many innovations that have become the industry standards. EPX is a secure, fully integrated, international payments platform acting as processor, acquirer, and backend service partner. The company has spearheaded payments across the United States and other countries as well.EPX alleviates data security and liability is designed to cater…

Overview
Features

•Secure
•Reliable
•Integrated
•Secure Processing
•Ecommerce/MOTO
•Virtual Terminal
•Mobile
•Reporting

Price

Contact for Pricing

What is best?

•Secure
•Reliable
•Integrated

7.7
Editor Rating
7.8
Aggregated User Rating
2 ratings
You have rated this

Electronic Payment Exchange

17

Paymentwall

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Paymentwall offers an easy-to-implement checkout and global billing solution to its users and start selling instantly in the United States and all over the world. Sell on multiple platforms using an advanced billing solution with numerous payment options for each region. Start selling anywhere and expand company’s reach with Paymentwall's integrated payment solutions, VAT and Sales Tax calculation or payment at the company’s disposal. Be able to sell company’s application or digital content through Android and iOS SDKs for mobile phones with numerous payment options. Paymentwall also revolutionizes the way people buy content, apps, and stream on Smart TVs. Monetize…

Overview
Features

•Cross Platform Sales
•High Security
•Customized Checkout
•Reporting and Analytics
•Simple Revenue Share
•24/7 Customer Support

Price

Contact for Pricing

What is best?

•Cross Platform Sales
•High Security
•Customized Checkout

Bottom Line

Paymentwall's customized checkout solutions will be sure to fit into the design of any website, game, mobile or Smart TV app.

7.6
Editor Rating
8.3
Aggregated User Rating
3 ratings
You have rated this

Paymentwall

18

Merchant Link

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Merchant Link is a leading provider of cloud-based payment gateway and data security solutions, removing the risk and hassle of payments for more than 400,000 hotel, restaurant and retail locations. Merchant Link’s solutions help companies protect their business and exceed PCI requirements by eliminating the need to store payment data. Merchant Link provides a relentless commitment to one-stop-shop support service, fully owning the problem versus re-directing it or “ping-ponging” companies to their bank, POS or processor to solve the issue. Users can enjoy peace of mind knowing their transactions are routed reliably by two fully redundant data centers with a…

Overview
Features

•Support Service
•99.99% Uptime Record
•Security and Scalability
•TransactionVault Tokenization
•PCI Compliance
•Secure Credit Card Solutions

Price

Contact for Pricing

What is best?

•Support Service
•99.99% Uptime Record
•Security and Scalability

Bottom Line

Merchant Link integrates with leading property management and point-of-sale systems, providing connectivity to all major U.S. processors. Contact us for more information and for certified product versions.

7.6
Editor Rating
7.6
Aggregated User Rating
1 rating
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Merchant Link

19

Worldpay

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Worldpay lets users process their payments in-store, online, and on the go, so they can accept nearly unlimited combinations of payment methods and currencies from nearly any device. They can customize solutions according to their unique needs, and have access to expert advice and insights to help move their business forward. Worldpay’s Card Machines let customers pay quickly and seamlessly with countertop and wireless card machines. Integrates with ease with major POS systems and accept all major payment types.Worldpay allows turning mobile device into a payment terminal and accepting card payment anywhere from it.Users can use their existing computer or…

Overview
Features

•Card Machines
•Integrated Point-of-Sale
•Mobile & Tablet Point-of-Sale
•Virtual Terminal
•Recurring Payments
•Hosted Payment Pages
•Shopping Carts
•Multi-channel Payments

Price

Contact for Pricing

What is best?

•Card Machines
•Integrated Point-of-Sale
•Mobile & Tablet Point-of-Sale

Bottom Line

Worldpay let to customize solutions according to your unique needs, and have access to expert advice and insights to help move your business forward.

7.8
Editor Rating
8.7
Aggregated User Rating
1 rating
You have rated this

Worldpay

20

Heartland Payment Systems

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Heartland Payment Systems provides services from payment and payroll processing to enterprise-quality solutions in security, technology and marketing. It serves businesses of all sizes, vested in helping the company achieve all their goals. Secure payment processing is a Heartland cornerstone. With its industry-leading technology, users can rest assured that the company and their customers are in safe hands. From school districts to gas stations to restaurants and retail, Heartland Payment Systems have a security solution that suits every need.Heartland Secure is the most secure card processing solution in the industry, backed by a comprehensive warranty. It uses three powerful technologies—EMV,…

Overview
Features

•Secure Payment Processing
•Tokenization Technology
•EMV Authentication
•PCI compliance
•Breach Warranty

Price

Contact for Pricing

What is best?

•Secure Payment Processing
•Tokenization Technology
•EMV Authentication

Bottom Line

Heartland Payment Systems provides services from payment and payroll processing to enterprise-quality solutions in security, technology and marketing.

7.7
Editor Rating
7.3
Aggregated User Rating
1 rating
You have rated this

Heartland Payment Systems

21

N&TS Group

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N&TS GROUP is a leader in the payment processing industry by means of years of experience, with a firm commitment to security and compliance.N&TS GROUP provides hosting services and managed solutions that remove the burden of compliance and IT management from customers.The software can be quickly deployed on our PCI compliant environments, with considerable cost savings in hardware, human resources and time to market. Server capabilities are optimized following the principles of the “shared economy”, with costs tailored on the computing power needed for optimal performance, according to the number of processed transactions.N&TS Group supports enterprises and financial institutions in…

Overview
Features

•PCI Compliance
•Multiple Alert Systems
•Real-Time Fraud Prevention
•Security & Compliance
•Flexible Platform

Price

Contact for Pricing

What is best?

•PCI Compliance
•Multiple Alert Systems
•Real-Time Fraud Prevention

Bottom Line

The software can be quickly deployed on PCI compliant environments, with considerable cost savings in hardware, human resources and time to market. Server capabilities are optimized following the principles of the “shared economy”, with costs tailored on the computing power needed for optimal performance, according to the number of processed transactions.

7.8
Editor Rating
7.8
Aggregated User Rating
3 ratings
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N&TS Group

22

Vantiv

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Vantiv help small businesses integrate points-of-sale to fueling eCommerce faster than the speed of light, to activating omni-channel retailing in the biggest box sense, Vantiv is a gateway to all that is possible in merchant services and payment card processing helping to provide your customers with simplicity and card data security. Vantiv is a sensible and safer terminal payment process. It empowers the smarter, faster, and easier payment solutions with the point of sale terminals. This platform is the leader of simple payment innovation- to enable commerce and help the customers to grow their businesses. Vantiv provides seamless experiences and…

Overview
Features

•Use smarter, faster, and easier credit card processing and merchant services.
•Use in-store and online POS solutions.
•Gives safer payments EMV vs. Magnetic Stripe Transaction flow.
•Gives card network updates.
•Prevent fraudulent cases.

Price

Contact for Pricing

What is best?

•Use smarter, faster, and easier credit card processing and merchant services.
•Use in-store and online POS solutions.
•Gives safer payments EMV vs. Magnetic Stripe Transaction flow.

Bottom Line

Vantiv is a gateway to all that is possible in merchant services and payment card processing helping to provide your customers with simplicity and card data security.

7.6
Editor Rating
6.5
Aggregated User Rating
2 ratings
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Vantiv

23

Acculynk

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Acculynk solutions include a True Debit gateway which enables least cost debit routing for eCommerce merchants via PaySecure and PIN-less transactions on the EFT networks; PayLeap, a combined gateway and acquiring card processing service; PayGov, an electronic bill payment and presentment solution; and Payzur, a debit-based P2P and real time disbursement solution.Acculynk’s PaySecure is the True Debit global payment gateway that leverages EFT networks to reduce cost, accelerate settlement and increase security. It currently offers three separate services for Enterprise Merchants, Small/Medium Sized Merchants and Issuers and Networks.For the Enterprise Menrchants, Acculynk provides a Durbin-regulated routing rights and lower interchange…

Overview
Features

•Easy to Set Up
•Mobile Point of Sal
•Internet PIN Debit
•Eliminate Fraud
•Reach Chinese and Indian Consumers
•Cheaper and Faster

Price

•eCommerce PIN Debit 1.89%
•Signature Debit 2.39%
•Credit 2.89%
•Per transaction + $0.29
•Face-to-Face
•Debit 1.5%
•Credit 2.5%
•Card Not Present 3.5%

What is best?

•Easy to Set Up
•Mobile Point of Sal
•Internet PIN Debit

Bottom Line

Acculynk solutions include a True Debit gateway which enables least cost debit routing for eCommerce merchants via PaySecure and PIN-less transactions on the EFT networks; PayLeap, a combined gateway and acquiring card processing service; PayGov, an electronic bill payment and presentment solution; and Payzur, a debit-based P2P and real time disbursement solution

7.8
Editor Rating
1.6
Aggregated User Rating
2 ratings
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Acculynk

24

Authorize.Net

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Authorize.Net simplifies the payments process and gives its users tools to help them grow business. Users can sell online, mobile or at a store. Authorize.Net accepts credit cards, e-checks and alternative payments which makes the availability vast for its users. Authorize.Net’s additional services do the work of a full-time staff and help users fight fraud, store data securely and more. It has been a trusted payment gateway partner since 1996. Customers can count on Authorize.Net’s expertise no matter what business needs.For Apple users, Authorize.Net can process in-app payments from within their iOS 8 apps using their gateway account. Authorize.Net’s Apple…

Overview
Features

•Advanced Fraud Detection Suite
•Automated Recurring Billing
•Customer Information Manager
•Sync for QuickBooks
•eCheck.Net

Price

•Per Transaction – 2.9% + 30 c
•Set Up - $49
•Monthly Gateway - $25

What is best?

•Advanced Fraud Detection Suite
•Automated Recurring Billing
•Customer Information Manager

Bottom Line

Authorize.Net manages the routing of transactions just like a traditional credit card swipe machine you find in the physical retail world, however, Authorize.Net uses the Internet instead of a phone line.

7.6
Editor Rating
8.3
Aggregated User Rating
2 ratings
You have rated this

Authorize.Net

25

Delego

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Delego is a leading provider of secure and integrated electronic payment solutions. The platform solves payment integration and security problems. It is built on the strong connections between market-leading products, and our ability to customize the solution to users’ specific requirements. At Delego, great products are just the beginning.Without total integration, manual data entry, potential errors and data security issues can cost merchants millions. With Delego’s Payments for SAP, users can easily accept electronic payments in a way that is both streamlined and secure.Delego’s SAP payment application allows users to safely authorize and settle any electronic payment. Whether the transactions…

Overview
Features

•Knowledgeable
•Custom Solutions
•Global Network
•Safeguarded Security

Price

Contact for Pricing

What is best?

•Knowledgeable
•Custom Solutions
•Global Network

Bottom Line

Delego Software specialize integrating electronic payment processing systems with SAP enterprise software. The software securely captures electronic payment transaction data from customers, then communicates it securely to payment processors as well as the to merchant’s own SAP enterprise system.

7.8
Editor Rating
8.8
Aggregated User Rating
2 ratings
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Delego

26

Elavon

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Elavon offers affordable, easy-to-use, and secure payment solutions that are tailored to meet the growing needs of the small business. These solutions are crafted in such a manner that they are easy, and predictable. The payment solutions are intended to help businesses to facilitate secure payments on the go since they can work on tablets. With a merchant account emerging businesses can process credit and debit cards. Evalon makes sure that the process it simple. In addition, users can easily manage Card Payments icon of credit cards. They can also use the platform’s online, easy-to-use reporting service and access all…

Overview
Features

•Mobile Wallets
•Card Security
•Reporting
•Tablet Solutions
• Mobile & Online Payments

Price

•Terminal Offer 2.65% & $0.19
•Card Swiped 3.5% & $0.19

What is best?

•Mobile Wallets
•Card Security
•Reporting

Bottom Line

Elavon extend powerful payment solutions for all payment types and processing environments, ensuring that your business, whatever the size, remains well connected.

7.7
Editor Rating
8.5
Aggregated User Rating
1 rating
You have rated this

Elavon

27

Limonetik

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Limonetik platform consist an interface between payment methods and the back-office of e-merchants. Targeted towards improving the user experience, the platform brings payment method providers and traders marketing options from payment allowing them to combine new payment methods, manage payment pages, get instant reductions, loyalty programs and complementary payment by bank card to develop the attractiveness and use of their offers and make their user communities loyal.Limonetik works by orchestrating different requests such as authorization requests, debits, cancelations and re-crediting from the authorization servers of payment methods and applies the appropriate monetary rules to each one. it Interrogates the Limonetik…

Overview
Features

•Multiple Trading Sites
•Different Payment Methods
•Easy to Use Platform
•Loyalty and Rewards Program
•Flexible Payment Solutions

Price

Contact for Pricing

What is best?

•Multiple Trading Sites
•Different Payment Methods
•Easy to Use Platform

Bottom Line

Targeted towards improving the user experience, the platform brings payment method providers and traders marketing options from payment allowing them to combine new payment methods, manage payment pages, get instant reductions, loyalty programs and complementary payment by bank card to develop the attractiveness and use of their offers and make their user communities loyal.

7.5
Editor Rating
8.1
Aggregated User Rating
2 ratings
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Limonetik

28

BluePay

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BluePay is a leading provider of technology-enabled credit card processing services, with expertise and experience in meeting the unique needs of all types of businesses.BluePay partners with local and global merchants to make accepting credit cards, electronic checks, and other payment options simple and fast. BluePay have the merchant account solutions to meet the unique needs of each industry we service and offer a variety of mobile credit card processing options to scale with the distinctive business plans of our clients. BluePay offers a wide variety of payment processing services, each with enhanced features designed to help its users increase…

Overview
Features

•Multi-Channel Processing
•Reconciliation and Reporting
•Virtual Terminal
•POS System
•Mobile Credit Card Processing
•Electronic Billing and Invoicing

Price

Contact for Pricing

What is best?

•Multi-Channel Processing
•Reconciliation and Reporting
•Virtual Terminal

Bottom Line

.BluePay partners with local and global merchants to make accepting credit cards, electronic checks, and other payment options simple and fast. BluePay have the merchant account solutions to meet the unique needs of each industry we service and offer a variety of mobile credit card processing options to scale with the distinctive business plans of our clients.

7.7
Editor Rating
7.3
Aggregated User Rating
1 rating
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BluePay

29

First Data

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Clover suite of Small Business Solutions makes it easy for your customers to pay, sign and go. From payroll and tax management, to competitive sales tracking and inventory management, the Clover POS options accept swipe, EMV chip cards and contactless payments including Apple Pay. Firstdata allows businesses to accept credit cards and debit card payments with Clover suite of Small Business Solutions. All of Clover’s POS options accept swipe, EMV chip cards and contactless payments including Apple Pay.The Clover Station is our most powerful, productive countertop POS system and it is a high performer, sleek and smart. This portable payment…

Overview
Features

•Food & Drink
•Retail
•Appointment-Based Services
•Business on the Go
•eCommerce
•Other Businesses
•Payments Simplified

Price

Contact for Pricing

What is best?

•Food & Drink
•Retail
•Appointment-Based Services

7.7
Editor Rating
8.7
Aggregated User Rating
1 rating
You have rated this

First Data

30

Verifone

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Verifone is the leader in providing trusted, secure and innovative payment terminals, global payment as a service, and commerce enablement solutions that create more valuable experiences and rich interactions between consumers and merchants. Verifone is the global leader in secure electronic POS solutions. Verifone securely connects the mobile devices and laptops to the payment ecosystem to the cloud-based services. Verifone powers the mobile solutions and services for payments and businesses. Verifone’s mobile solutions increase loyalty and revenue by accepting all leading mobile wallets. The greatest mobile solutions can enhance the customer experience by enabling the sales force with powerful mobile…

Overview
Features

•Use mobile services and solutions.
•Flexible and simple payment processing system.
•Payment and data security.
•Easy to use.
•Point Of Sale software.
•Use Payment as a service solution.
•Use EMV payment solution.

Price

•Monthly subscription per user. Price starting from $99/terminal.
•Contact Verifone for pricing.

What is best?

•Use mobile services and solutions.
•Flexible and simple payment processing system.
•Payment and data security.

Bottom Line

VeriShield Total Protect routes data from device to gateway to processor; data is never stored.
And provides maintenance free solution keeps you out of the business of managing complex payment systems.

7.6
Editor Rating
6.8
Aggregated User Rating
1 rating
You have rated this

Verifone

31

Square

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Square helps anyone take care of their business. Square's complete register service is a full point of sale with tools for every part of running a business, from accepting credit cards to tracking sales and inventory.Square Analytics has a homepage shows how a seller’s business is performing in real time, including which items are the most popular. Sales trends provide updates of sales hourly, daily and monthly so sellers can consider later hours or stocking up on inventory to avoid missed sales. Buyer insights show sellers useful customer information. Sellers can see new vs. returning customers as well as customer…

Overview
Features

•Use perfect Point-Of-Sale system.
•Provides valuable analytical solutions and feedback to grow the business.
•Use hardware and software accessories to run the business.
•Upgrade automatically.

Price

Simple pricing, 30 day free trial available.
No monthly fees or early termination fee.
Contact Square for pricing.

What is best?

•Use perfect Point-Of-Sale system.
•Provides valuable analytical solutions and feedback to grow the business.
•Use hardware and software accessories to run the business.

Bottom Line

From mobile point-of-sale tools and online invoicing to next-day deposits and inventory management, Square has everything you need to run your business anywhere.

7.6
Editor Rating
8.3
Aggregated User Rating
1 rating
You have rated this

Square

32

Stripe

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Stripe is the best software platform for running the internet business. It is the best way to accept payment online and in mobile apps. This platform handles billions of dollars every year for growing up of business around the world. It empowers many more businesses in all over the world. Stripe also helps to create quick and effective mobile commerce company. Stripe’s flexible platform makes it easy to manage online payment and retail store’s payment for mobile commerce companies. Stripe is the most powerful tool and it’s meticulous- designed APIs help to create customers subscription service, on-demand marketplace, and an…

Overview
Features

•Use full-stack payments
•Less payment code
•Easy PCI compliance to get security
•Instant payment acceptance
•Use Dashboard.

Price

Contact for Pricing

What is best?

•Use full-stack payments
•Less payment code
•Easy PCI compliance to get security

Bottom Line

Stripe accept all major cards from customers around the world on web or in mobile apps and design the experience yourself or drop in Checkout, our pre-built, conversion-optimized form.

7.5
Editor Rating
8.3
Aggregated User Rating
1 rating
You have rated this

Stripe

33

Flagship Merchant Services

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Flagship Merchant Services is an industry leader in offering credit card processing services to most business types. All merchants receive priority customer support 24 hours a day, 7 days a week, and one of the largest credit card fraud, loss prevention and chargeback departments in the credit card processing industry. Flagship Merchant Services will provide your retail business with a processing solution that fully satisfies the needs of you and your customers. Flagship Merchant Services is an industry leader in offering credit card processing services to most business types.Here is everything a business can get when they sign up for…

Overview
Features

•Paperless transactions
•Affordable
•Works across many industries

Price

Contact for Pricing

What is best?

•Paperless transactions
•Affordable
•Works across many industries

Bottom Line

Flagship Merchant Services has the processing solution that will allow you to accept your customers' credit cards in an easy and efficient manner.

7.7
Editor Rating
8.8
Aggregated User Rating
1 rating
You have rated this

Flagship Merchant Services

34

Global Payments

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Global Payments provides options to companies to support their online business needs. Even for start-up companies who are in need of technical expertise or a webmaster working for a small business, Global Payments have the services to help the business grow. Have an ecommerce-enabled site that will attract buyers, increase sales and keep customers coming back with Global Payments, this provides better experience for the customers as well as better income generating system for the business.Global Payments’ Bigcommerce offers a robust ecommerce platform that delivers the functionality that the company needs to run the business while providing an enhanced user…

Overview
Features

•Plug-and-Play eCommerce Website
•Customizable Design Templates
•Built-in SEO Tools
•Built-in Marketing Tools
•Abandoned Cart Saver
•Analytics

Price

Contact for Pricing

What is best?

•Plug-and-Play eCommerce Website
•Customizable Design Templates
•Built-in SEO Tools

Bottom Line

The Global Transport Secure eCommerce suite was built for those companies with development staff. The solution reduces chargebacks, simplifies post-purchase transaction processing, enables multiple payment methods (including ACH), and provides near real-time, browser-based reporting and transaction management.

7.5
Editor Rating
7.5
Aggregated User Rating
1 rating
You have rated this

Global Payments

35

Total Merchant Services

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Total Merchant Services has helped more than 500,000 small-and-medium-sized businesses with their payment processing needs, and the company currently processes more than $12 billion in credit and debit card transactions annually. In addition to payment processing, the company’s Groovv product line includes point of sale systems, online payment solutions, marketing tools and more. With our free terminal placement program and Groovv product line, Total Merchant Services is committed to helping businesses grow by offering affordable and easy-to-use sales, marketing and payment processing solutions. Total Merchant Services offers low payment solutions and products to help grow the business of customers. It…

Overview
Features

•Use credit card processing
•EMV compliance & security
•Point of sale systems.
•Online payments.
•Terminals & card readers.
•Marketing solutions.
•Use financing and other programs for growing up of business.

Price

•It has lowest monthly cost including a $10 statement fee, and a $25 monthly fee minimum.
•2.25% discount rate with $0.20 transaction fee.
•Charge back fees are affordable too, at $15 each.
•Free trial available.

What is best?

•Use credit card processing
•EMV compliance & security
•Point of sale systems.

Bottom Line

In addition to payment processing, the company’s Groovv product line includes point of sale systems, online payment solutions, marketing tools and more.

7.5
Editor Rating
8.7
Aggregated User Rating
1 rating
You have rated this

Total Merchant Services

36

Ingenico

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WebCollect’s Payment Processing Services are based on the battle-hardened WebCollect Payment Processing Platform. To connect to the Platform, a user is provided with different web-based and mobile Interfaces depending on their specific needs.To transact on the Platform, businesses are offered a range of Processing Services that scale up from basic gateway to full service. In order to offer the widest range of international payment options to your customers, through GlobalCollect a business has access to an unrivalled portfolio of international card acquiring and alternative Payment Products.GlobalCollect can also help businesses to minimize costs associated with fraud and chargebacks through its…

Overview
Features

•Secure
•Worldwide
•Diversified
•Customized

Price

Contact for Pricing

What is best?

•Secure
•Worldwide
•Diversified

Bottom Line

GlobalCollect offers different levels of payment processing services on top of the WebCollect gateway. Payment processes can involve different parts of a payment flow and generally are divided into frontend and backend processing.

7.6
Editor Rating
8.8
Aggregated User Rating
2 ratings
You have rated this

Ingenico

What are Web Payment Gateways and Processors?

Web payment gateway and processor is a merchant service used as a third party to authorize credit card transactions. The system works in conjunction with credit card processors whereby it alerts the processor on any credit card transactions. Once the transaction has been completed, it goes ahead to inform you that a transaction has been authorized from your credit card processor. Some payment gateways further add tax charges as well as screen for fraud.

What are the Top Web Payment Gateways and Processors?

National Processing, Alipay, Adyen, SafeCharge, CyberSource, Worldline, Shift4, Computop, allpago, SecureNet, Chase Paymentech, BlueSnap, Paymetric, ACI Worldwide, TSYS, Electronic Payment Exchange, Paymentwall, Merchant Link, Worldpay, Heartland Payment Systems, N&TS Group, Vantiv, Acculynk, Authorize.Net, Delego, Elavon, Limonetik, BluePay, First Data, Verifone, Square, Stripe, Flagship Merchant Services, Global Payments, Total Merchant Services, Ingenico are some of the top Web Payment Gateways and Processors.

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